Post-Judgment Collections

A judgment is a court's permission to collect, not a check, and a debtor who wouldn't pay before the trial rarely volunteers after it. Hank handles post-judgment collection for businesses and judgment creditors, turning a verdict on paper into money through the enforcement tools Texas law provides, and he starts by finding what the debtor has and where it is.

Collection begins with discovery of assets. Hank uses post-judgment depositions, written questions, and document demands to make the debtor disclose bank accounts, receivables, equipment, and real estate under oath, and investigates the transfers a debtor makes to put property beyond reach, which a court can unwind as fraudulent.

Once the assets are located, Hank deploys the remedy that reaches each one. An abstract of judgment recorded in a county creates a lien on the debtor's real estate there; a writ of execution lets a constable seize and sell nonexempt property; a writ of garnishment captures bank accounts and money third parties owe the debtor; and a turnover order forces the debtor to hand over assets a sheriff can't easily reach, from accounts receivable to business interests. Texas exempts a homestead and certain personal property, so he targets what the law allows and leaves what it protects.

Hank has enforced judgments against businesses and individuals who could pay and chose not to, and has defended debtors against overreaching collection. Every engagement works toward the same result, a judgment converted into the largest recovery the debtor's assets allow.